Fund your business

Get the wheel of your choice

The ride you've always wanted doesn't have to remain in your imagination. We're here to assist you with financing options, allowing you to make payments at your convenience over an agreed period that suits you

Licensed by the CBN

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Deposits insured by

ndic
retail

Bike or keke. Find the perfect ride.

Choose your preferred option. Two wheels or three, we have what you need.

Two-wheelers

Get your own okada and pay over a set timeframe. Find out how to make an income with a plan that suits your way of life.

Three-wheelers

Get your own keke maruwa and pay weekly or monthly. Learn about the different plans that can help you make the most of your income based on your lifestyle.

Enterprise asset finance

In case your company is in need of any of our assets, feel free to reach out. We're ready and excited to become your partner.

Where are you going?

We have different ways to finance your next set of wheels. All you need to do is pick the option that's right for you.

Getting started
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Get set, ride

Use the following steps to kickstart your path to owning your preferred motorcycle, keke-napep, or enterprise asset.


Send an email to our operations team, specifying the asset you want.

In the mail, include your: personal details, location (Lagos & Ibadan for now), and personal Dot bank account details

The operations team will review and send an approval

Start your journey

You don't have to save up all the money to get a ride. Discover our vehicles for your location, explore options, choose a model, and kickstart your journey with us and our reliable partners.

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Tested, approved and trusted

Join our community of riders who own a vehicle and have started their business.

Why didn't I find out about Dot sooner? Their banking services have simplified my life in ways that I never thought was possible.

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Imole Adewunmi

Business Owner

I had my doubts about using a new fintech for my banking needs. But Dot exceeded all expectations. User-friendly & transparent.

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Johnson Chukwudi

Spare Parts Dealer

I never thought I would speak about a bank this much, but here I am! Dot's financial services saved me hundreds.

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Bolanle Fatai

Mother and Shop Owner