Quick Loans, No Delays, No Hidden Fees.
Life is unpredictable, and we understand that. Whether your needs are personal or business-related, our loan application process guarantees swift access to loans.
Licensed by the CBN
Deposits insured by
Play video
See our impact
Quick access to loans for everyone
We offer different loans for different needs, the choice is yours
Personal/Individual loans
Spending is inevitable. But we can help you put money away every time you transact.
Agent/Merchant loans
Agents enjoy daily cash access and instant disbursement upon tier qualification.
Business loans
Businesses get immediate funds upon eligibility.
It's just a few clicks away
You're one step closer to getting the loan you need. You're in control.
How it works
Get a loan that treats you right. Choose how much you want to borrow and for how long. Choose a repayment date that suits you, and change it if you need to (there's no fee!).
Click the link below to send a mail to our operations team.
The team will verify your eligibility status and will respond with a loan offer
Enjoy loans that are fully transparent
We believe in full transparency, ensuring that our customers are well-informed about interest rates, fees, and any other important detail.
If you get
₦100k
₦1M
₦10M
₦25M
₦50M
for a period of
60days
90days
6mos
1year
2years
your monthly repayment will be
₦54,000
No hidden interests
Life happens and getting a loan is nothing to be ashamed of. Know upfront exactly what you'll pay, with any interest broken down and no hidden costs. And you'll always have a clear plan to pay back.
Kind words from our customers
We’re here to help you create the life you want. So, join our community of people who have trusted us with their money needs.
Why didn't I find out about Dot sooner? Their banking services have simplified my life in ways that I never thought was possible.
Imole Adewunmi
Business Owner
I had my doubts about using a new fintech for my banking needs. But Dot exceeded all expectations. User-friendly & transparent.
Johnson Chukwudi
Spare Parts Dealer
I never thought I would speak about a bank this much, but here I am! Dot's financial services saved me hundreds.
Bolanle Fatai
Mother and Shop Owner